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The Nebraska Investment Finance Authority (NIFA) offers single family homeownership assistance for first time home buyers (someone who has not had an ownership interest in a principal residence in the past three years), active military and/or qualified veterans. Homebuyers must be at or below maximum income limits and purchase price limits (in non-targeted areas, home cannot exceed $225,000 purchase price). For a 1 – 2 person family, gross annual income limit total from all sources of persons 18 years or older in the family is $66,800 or $76,820 for a 3+ family size. Homebuyer benefits include: 30-year fixed interest rate loans, no prepayment penalty, down payment and closing cost assistance, with affordable monthly payments.